PayPal Fee Calculator
See how much PayPal keeps and what you receive. The default is PayPal Checkout's US domestic rate; edit the rate to match how you were paid, and switch on the international surcharge for buyers abroad.
How it works
PayPal charges a percentage of the transaction plus a fixed fee that depends on the currency. The percentage depends on the payment type: PayPal Checkout, card payments, Pay Later and goods-and-services transfers all have different rates.
If the buyer is outside the US, PayPal adds an international commercial transaction fee of 1.50% on top of the domestic rate.
Fees used (official sources)
- PayPal Checkout: 3.49% + fixed fee. Source: www.paypal.com (checked 2026-10-29)
- Send/receive money for goods and services: 2.99%. Source: www.paypal.com (checked 2026-10-29)
- Standard credit and debit card payments: 2.99% + fixed fee. Pay Later: 4.99% + fixed fee. QR code: 2.29% + fixed fee. Source: www.paypal.com (checked 2026-10-29)
- Fixed fee for USD: $0.49. International commercial transactions: +1.50%. Source: www.paypal.com (checked 2026-10-29)
Numbers you enter yourself
We only pre-fill rates we could confirm on the platform's own page on 2026-10-29. These depend on your product or account, or could not be verified, so the calculator asks you for them:
- Fixed fees for currencies other than USD and any negotiated or micropayment rates – take them from PayPal's fee page. Source: www.paypal.com (checked 2026-10-29)
Frequently asked questions
How much is the PayPal fee for $100?
With PayPal Checkout in the US, 3.49% + $0.49 = $3.98, so you receive $96.02. For a goods-and-services payment at 2.99% the fee is $2.99.
What is the PayPal fee for goods and services?
PayPal's US fee page lists 2.99% for sending or receiving money for goods and services.
How much extra are international PayPal payments?
PayPal adds 1.50% for international commercial transactions on top of the domestic rate. Switch on the international option in the calculator.
How do I calculate how much to charge to receive a set amount?
Divide the amount you want by (1 − rate) after adding the fixed fee: (amount + 0.49) ÷ (1 − 0.0349) for PayPal Checkout. The calculator's break-even and target-price results do this for you including your costs.