:root{--brand: #0f766e;--bg: #f8fafc;--card: #fff;--text: #0f172a;--muted: #64748b;--border: #e2e8f0;--pos: #15803d;--neg: #b91c1c}*{box-sizing:border-box}body{margin:0;font:16px/1.55 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--text);background:var(--bg)}a{color:var(--brand)}.site-header{background:var(--brand)}.site-header nav{max-width:1120px;margin:0 auto;padding:10px 16px;display:flex;align-items:center;gap:16px;flex-wrap:wrap}.site-header a{color:#fff;text-decoration:none}.site-header .brand{font-weight:800;font-size:1.15rem}.site-header ul{display:flex;gap:14px;list-style:none;margin:0;padding:0;flex-wrap:wrap}.site-header [aria-current]{text-decoration:underline;text-underline-offset:4px}main{max-width:1120px;margin:0 auto;padding:16px}.hero h1{margin:8px 0;font-size:clamp(1.5rem,3.5vw,2.1rem);line-height:1.2}.lead{color:#334155;max-width:860px}.ad-slot{margin:16px 0;min-height:90px;display:flex;align-items:center;justify-content:center;border:2px dashed #cbd5e1;color:var(--muted);border-radius:8px;font-size:.85rem;background:#f1f5f9}.calculator{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:20px;align-items:start}@media (max-width: 860px){.calculator{grid-template-columns:1fr}}.calc-form fieldset,.calc-results{background:var(--card);border:1px solid var(--border);border-radius:10px;padding:12px 14px;margin:0 0 12px}.calc-results{position:sticky;top:12px}@media (max-width: 860px){.calc-results{position:static;order:-1}}legend{font-weight:700;padding:0 4px}.calc-form fieldset:not(.fees){display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:10px 14px}.calc-form fieldset>legend{grid-column:1 / -1}.field label,.fee-inputs label{display:block;font-size:.85rem;font-weight:600;margin-bottom:2px}.unit{color:var(--muted);font-weight:400}input[type=number],select{width:100%;padding:8px 10px;font:inherit;border:1px solid #cbd5e1;border-radius:6px;background:#fff}input:focus,select:focus{outline:2px solid var(--brand);outline-offset:1px}small{display:block;color:var(--muted);font-size:.78rem;margin-top:2px}.fee-row{border-top:1px solid var(--border);padding:10px 0}.fee-row:first-of-type{border-top:0}.fee-head{display:flex;gap:8px;align-items:center;font-weight:600}.fee-inputs{display:flex;gap:10px;flex-wrap:wrap;margin-top:6px}.fee-inputs>span{flex:1 1 120px}.tiers{font-size:.85rem;color:#334155}.badge{background:#fef3c7;color:#92400e;font-size:.7rem;padding:1px 6px;border-radius:999px;font-weight:600}.src a{color:var(--muted)}button.secondary{margin-top:8px;padding:7px 12px;border:1px solid var(--brand);color:var(--brand);background:#fff;border-radius:6px;font:inherit;cursor:pointer}.calc-results h2{margin:0 0 10px;font-size:1.15rem}.kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}.kpi{border:1px solid var(--border);border-radius:8px;padding:8px 10px}.kpi span{display:block;font-size:.78rem;color:var(--muted)}.kpi strong{font-size:1.2rem}.kpi.pos strong,tr.pos td{color:var(--pos)}.kpi.neg strong,tr.neg td{color:var(--neg)}.breakdown{width:100%;border-collapse:collapse;margin-top:12px;font-size:.9rem}.breakdown caption{text-align:left;font-weight:700;padding:4px 0}.breakdown th{text-align:left;font-weight:400;padding:4px 0}.breakdown td{text-align:right;padding:4px 0;font-variant-numeric:tabular-nums}.breakdown tr.sub th,.breakdown tr.sub td,.breakdown tr.total th,.breakdown tr.total td{font-weight:700;border-top:1px solid var(--border)}.breakdown tr.fee th{color:#334155}.notes,.faq,article>section{margin-top:24px}.faq details{background:var(--card);border:1px solid var(--border);border-radius:8px;padding:8px 12px;margin:8px 0}.faq summary{cursor:pointer}.faq summary h3{display:inline;font-size:1rem}.sources{font-size:.85rem;color:#334155}.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:14px}.card{display:block;background:var(--card);border:1px solid var(--border);border-radius:10px;padding:14px;text-decoration:none;color:var(--text)}.card:hover{border-color:var(--brand)}.card h2{font-size:1.05rem;margin:0 0 6px;color:var(--brand)}.card p{margin:0;font-size:.9rem;color:#334155}.prose{max-width:760px}.site-footer{max-width:1120px;margin:24px auto;padding:0 16px;color:var(--muted);font-size:.85rem}.site-header .lang-switch{margin-left:auto;padding:4px 12px;border:1px solid rgba(255,255,255,.7);border-radius:999px;color:#fff;text-decoration:none;font-size:.9rem;font-weight:600}.site-header .lang-switch:hover,.site-header .lang-switch:focus-visible{background:#fff;color:var(--brand)}